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Best Used Cars Under ₹5 Lakh with Low Maintenance Cost (2026 Updated List)

Buying a used car under ₹5 lakh is a smart move, especially if you’re looking for low maintenance, good mileage, and reliable performance. Whether you’re a first-time buyer, student, or small family, these cars offer excellent value without burning a hole in your pocket.

Here’s a list of the best low-maintenance used cars under ₹5 lakh in India.


1. Maruti Suzuki Swift

Why It’s Great: Sporty design, reliable engine, and easy availability of spare parts
Mileage: 18–22 km/l
Maintenance Cost: Very low
Best For: City driving, young buyers

Pros:

  • Strong resale value
  • Cheap spare parts
  • Peppy petrol engine

Cons:

  • Older models lack modern features

The Swift remains one of India’s most trusted hatchbacks with affordable service costs and strong fuel efficiency.


2. Hyundai Grand i10

Why It’s Great: Comfortable cabin and smooth engine
Mileage: 17–20 km/l
Maintenance Cost: Low
Best For: Daily commute & small families

Pros:

  • Premium interior feel
  • Good feature list
  • Smooth petrol engine

Cons:

  • Slightly lower resale than Maruti

A refined hatchback that balances comfort and affordability perfectly.


3. Honda City

Why It’s Great: Spacious sedan with powerful engine
Mileage: 15–18 km/l
Maintenance Cost: Moderate but reliable
Best For: Sedan lovers & highway use

Pros:

  • Premium feel
  • Strong i-VTEC engine
  • Comfortable ride

Cons:

  • Slightly higher service cost than hatchbacks

If you want a premium sedan experience within budget, the Honda City is a fantastic choice.


4. Maruti Suzuki Wagon R

Why It’s Great: Tall-boy design, spacious cabin
Mileage: 18–21 km/l
Maintenance Cost: Extremely low
Best For: Families & daily city usage

Pros:

  • Excellent mileage
  • Easy to maintain
  • High resale value

Cons:

  • Basic interior design

Wagon R is one of the most budget-friendly cars when it comes to ownership cost.


5. Hyundai i20

Why It’s Great: Premium hatchback feel
Mileage: 16–20 km/l
Maintenance Cost: Moderate
Best For: Buyers wanting style + comfort

Pros:

  • Solid build quality
  • Feature-rich
  • Comfortable ride

Cons:

  • Maintenance slightly higher than Maruti

A good option if you want a premium feel under ₹5 lakh.


6. Toyota Etios Liva

Why It’s Great: Toyota reliability
Mileage: 17–23 km/l
Maintenance Cost: Low
Best For: Long-term ownership

Pros:

  • Durable engine
  • Low breakdown risk
  • Good fuel efficiency

Cons:

  • Basic interiors

Toyota cars are known for longevity, making Etios Liva a safe used-car bet.


7. Tata Tiago

Why It’s Great: Strong build quality
Mileage: 19–23 km/l
Maintenance Cost: Low
Best For: Safety-conscious buyers

Pros:

  • Solid safety
  • Affordable service
  • Good ride quality

Cons:

  • Engine not very powerful

Tiago is a balanced option offering safety and affordability together.


8. Swift Dzire

Why It’s Great: Spacious compact sedan with reliable performance and smooth petrol/diesel engines
Mileage Expectation: ~17–21 km/l (petrol), ~20–25 km/l (diesel)
Maintenance Cost: Low to moderate (excellent parts availability)
Best For: Small families, daily city commuting, highway cruising

Pros:
✔ Comfortable cabin with good legroom
✔ Affordable spares and service
✔ Strong resale value
✔ Stable handling

Cons:
⚠ Older models may lack modern safety features like multiple airbags
⚠ Some older petrol versions may feel less powerful compared to newer engines

The Swift Dzire combines the practicality of a compact sedan with the affordability of a hatchback, making it one of the most popular used car choices under ₹5 lakh. Its proven reliability and excellent fuel economy make it ideal for both city driving and long highway trips.


9. Honda Amaze

• Why Reasons It’s Excellent: Dependable little sedan with a sophisticated gasoline and diesel engine

Mileage Expectation: ~16–20 km/l (petrol), ~20–24 km/l (diesel)
• Low to moderate maintenance costs (excellent service network and dependability)


Best For: City commute, small families, first-time sedan buyers

Pros:
✔ Comfortable cabin with good rear legroom
✔ Efficient engines optimized for Indian roads
✔ Easy handling & smooth ride quality
✔ Honda’s reputation for durability

Cons:
⚠ Older variants may lack premium infotainment and safety tech
⚠ Resale value slightly lower than City but still solid

The Honda Amaze is a practical sedan that offers a perfect balance of comfort, economy, and low running cost — making it one of the best used car options under ₹5 lakh. Its smooth gear shifts and spacious rear seating make it ideal for everyday commuting as well as occasional long drives.


Why Choose Low-Maintenance Used Cars?

✔ Affordable spare parts
✔ Lower service cost
✔ Better resale value
✔ Budget-friendly ownership
✔ Ideal for first-time buyers


Final Thoughts

If you’re shopping for the best used cars under ₹5 lakh with low maintenance cost, focus on brands like Maruti Suzuki, Hyundai, Toyota, and Honda. These cars are reliable, easy to maintain, and offer good resale value.

Before buying:

  • Check service history
  • Verify RC & insurance
  • Inspect engine & suspension
  • Take a proper test drive

A well-maintained used car can easily serve you for 5–7 more years without major expenses.

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